Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof.

All Rights Reserved © S.B.K HOLDING
Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by SBK Holding unless otherwise indicated.

SBK Holding is the trademark used and registered throughout the world. The type coloration design is trade dress of SBK Holding and is used throughout the world. SBK Holding and their subsidiaries also claim rights in certain other trademarks and service marks contained in these web pages.

Use of Information and Materials
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of SBK Holding web sites and systems including but not limited to unauthorized entry into SBK Holding systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited.

This site may contain links to web sites controlled or offered by third parties (non-affiliates of SBK Holding). SBK Holding hereby disclaims liability for, any information, materials, products or services posted or offered at any of the third party sites linked to this web site. Creating a link to a third party web site,

SBK Holding does not endorse or recommend any products or services offered or information contained at that web site, nor is SBK Holding liable for any failure of products or services offered or advertised at those sites. Such third party may have a privacy policy different from that of SBK Holding and the third party website may provide less security than the SBK Holding site.

The information and materials contained in this site, including text, graphics, links or other items are provided "as is", "as available". SBK Holding does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

In no event will SBK Holding be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if SBK Holding, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

All information submitted to SBK Holding via this site shall be deemed and remain the property of SBK Holding and SBK Holding shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides SBK Holding through this site. SBK Holding shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the SBK Holding entity having the direct customer relationship or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing SBK Holding's responsibilities and obligations to customers in accordance with the SBK Holding Privacy Promise for Consumers.

Availability & Additional Terms
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.